Service you VALUE
People you TRUST
✅ To create value for our clients by understanding their and creating innovative solutions to address their needs.
✅ To speak and act with professionalism, integrity and impartiality in order for our clients to entrust their business to us.

about

PT. Utama Nilai Sentosa

PT. Utama Nilai Sentosa, established in 2008, is the exclusive representative of the UK-based Ellis Chartered Loss Adjusters in Indonesia, benefiting from their global reputation for customer-focused and technically proficient claim handling. This partnership provides PT. Utama Nilai Sentosa with a competitive edge through ongoing technical support, enhancing the expertise of its qualified loss adjusters, who possess diverse academic backgrounds and extensive experience in both marine and non-marine claims. The company delivers prompt, accurate reporting and has served a wide range of insurance clients across Indonesia—including international, local, and state-owned firms—while also building strong ties with key service providers such as fire and technical forensics and legal partners.

Our commitment to transparency and integrity ensure that we are the most reliable partner for our clients.

To consistently provide the Indonesian insurance industry with an international standard of service and to become the premier loss adjusting company in Indonesia.

✅ To consistently provide prompt response and accurate reporting to support our clients’ high standards of claim handling service.

✅ To provide fair and impartial recommendation of claim settlement in a timely manner.

✅ To maintain and develop human resources by focusing on staff training and development.

✅ To conduct ourselves professionally and with integrity to secure the trust of our client.

Services

Range of Services

Marine Claims

We provide professional service in claim adjusting and consultancy in all types of cargo claims.

Non - Marine Claims

We provide professional service in claim adjusting and consultancy in non-marine claims such as:

✅ Fire Claims
✅ Property All Risks
✅ Machinery Breakdowns
✅ Heavy Equipment
✅ Contractor’s / Erection’s All Risks
✅ Moveable Property All Risks

✅ Contractor’s Plant and Machinery
✅ Burglary, Theft and Fidelity
✅ Business Interruption
✅ Industrial All Risks
✅ Money Insurance
✅ Casualty and Liability
✅ Others

Management

FREDDY THEODORUS

Bsc. (Hons), Dipl (Loss Adj), ANZIIF (Snr Assoc), ACLA, CIP., ICAP.

Director 

Chartered Loss Adjuster

e : freddy.theodorus@uns-adjusters.co.id

RICHARDO TJUATJA

ST., ICAP., Dipl (Loss Adj), ANZIIF (Snr Assoc), ACLA, CIP.

Director

Chartered Loss Adjuster

e : richardo@uns-adjusters.co.id

JOSE THEODORUS

Bsc., Msc., MBA, Dipl (Loss Adj), ANZIIF (Snr Assoc), ACLA, CIP., ICAP.

General Manager

Chartered Loss Adjuster

e : jose@uns-adjusters.co.id

STEVANUS TIRTARAHARDJA

ST., ICAP., AAAIK

Technical Advisor

Chartered Loss Adjuster

e : stevanus@uns-adjusters.co.id



CHRISTANTO INDRA SUNARTO

SE., AAAIK, Dipl. (Loss Adj.), ANZIIF (Snr. Assoc.), ACLA, CIP

Manager

Chartered Loss Adjuster

e : christanto@uns-adjusters.co.id

FREDDY THEODORUS

Bsc. (Hons), Dipl (Loss Adj), ANZIIF (Snr Assoc), ACLA, CIP., ICAP.

Director 

Chartered Loss Adjuster

e : freddy.theodorus@uns-adjusters.co.id

RICHARDO TJUATJA

ST., ICAP., Dipl (Loss Adj), ANZIIF (Snr Assoc), ACLA, CIP.

Director

Chartered Loss Adjuster

e : richardo@uns-adjusters.co.id

JOSE THEODORUS

Bsc., Msc., MBA, Dipl (Loss Adj), ANZIIF (Snr Assoc), ACLA, CIP., ICAP.

General Manager

Chartered Loss Adjuster

e : jose@uns-adjusters.co.id

STEVANUS TIRTARAHARDJA

ST., ICAP., AAAIK

Technical Advisor

Chartered Loss Adjuster

e : stevanus@uns-adjusters.co.id

CHRISTANTO INDRA SUNARTO

SE., AAAIK, Dipl. (Loss Adj.), ANZIIF (Snr. Assoc.), ACLA, CIP

Manager

Chartered Loss Adjuster

e : christanto@uns-adjusters.co.id

Consult with PT. Utama Nilai Sentosa

Your trusted partner in handling large and complex claims. We deliver innovative and efficient solutions tailored to your evolving needs with speed, accuracy, and competitive pricing.

Head Office

Our Associate

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